Modernizing Banking Despite Legacy

By VARINDIA - 2018-07-26

Modernizing Banking Despite Legacy

Survival of the Fittest


With competition becoming more nimble and customers more digital, banks need to fight harder to stay relevant. They need to assess and overcome their operational shortfalls. The need of the hour is a flexible and agile operating environment that can quickly respond to dynamic market requirements. However, legacy systems in traditional banks have hard coded rules around product features like interest rate, term length, up front fees etc. This not only makes banks less agile, but also inhibits development and modification of products. It results in lack of customer centricity and substandard operations. Therefore the threat of an outage is imminent for banks that fail to overhaul their legacy systems. Thus, modernizing legacy systems is not simply a matter of enhancing efficiency - it is a matter of ensuring survival and sustainability of the business!

 

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ZAP


2018-12-26


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