The Reserve Bank of India (RBI) has appointed Smt. Usha Janakiraman as Executive Director (ED) with effect from December 1, 2025. Prior to being promoted as ED, Smt. Usha Janakiraman was serving as Chief General Manager-in-Charge, Department of Regulation, Central Office, Mumbai.
Smt. Usha Janakiraman has experience of over three decades in the Reserve Bank having worked in the areas of regulation, external investment and operations, banking supervision, public debt management, currency management and other areas in the Reserve Bank.
In her new role, Usha Janakiraman will head the Department of Supervision, specifically focusing on Risk Assessment, Analytics and vulnerability evaluation across financial entities. This department is vital for monitoring the health of India’s banking sector and regulated institutions, identifying red flags, strengthening compliance systems, and leading supervisory reforms.
This appointment aligns with RBI’s continued emphasis on strengthening institutional supervision, enhancing risk governance frameworks, and adopting a forward-looking regulatory approach.
Given her prior experience in multiple departments, she is positioned to bring holistic insights into supervisory processes.
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