At Global Fintech Fest 2025, Wibmo, a PayU company, launched its Intelligent Authentication Suite, setting new standards for digital payments security in India. The suite moves beyond traditional OTP methods to introduce biometric-first authentication, responding to rising fraud and regulatory updates from the RBI.
Key components include Wibmo Passkey, developed with Mastercard, which uses fingerprint, Face ID, or PIN for phishing-proof authentication. Passkey leverages public key cryptography and keeps private credentials on the user’s device, completing transactions up to 80% faster than OTP flows. Flash Pay brings secure, in-app biometric authentication for merchants, performing verification within 10 seconds and supporting OTP fallback to streamline user experience and boost approval rates.
The suite also features a smart orchestration engine that chooses the most effective authentication based on customer behavior, risk, and merchant requirements. Bank In-App authentication via SDK/API allows users to authenticate payments directly inside their banking apps, simplifying digital journeys for customers and reducing friction.
Wibmo’s solutions empower banks and merchants to deliver safer, faster, and more seamless payment experiences, backed by robust cryptographic security and compliance. With its mobile-centric approach and cutting-edge technology, Wibmo aims to modernize payment authentication for millions of transactions in India and worldwide
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