Mi Credit disburses loans of over Rs 125 crore till December

By VARINDIA - 2020-01-09

Mi Credit disburses loans of over Rs 125 crore till December

Xiaomi has announced that Mi Credit has disbursed loans of over 125 crores in India till December 2019. Mi Credit is an online curated marketplace for lending, to offer the best personal loans to Mi Fans.

 

A phenomenal feat was to achieve this disbursement with nearly 50% of loans to non Xiaomi Android smartphone users.

 

Mi Fans can also check their credit score instantly on the app, for free, a service which is powered by Experian. Till December 2019 end, over one million users have availed this service within the Mi Credit app.

 

The current lending partners are primarily NBFCs or Fintechs such as Aditya Birla Finance Limited, Money View, EarlySalary, Zestmoney and CreditVidya. It’s built as the first personal loan choice for aspirational young professionals and millennials. Mi Credit solves most challenges associated with the traditional lending industry with a 100% digital experience.

 

Mi Credit provides an easy application process for securing loans, with an intuitive interface. First time users can complete the digital application form within five minutes, and repeat customers can avail a loan with one click disbursement. Once the loan is approved within minutes, the consumer has the option to choose the amount and the tenure of the loan. The digital advantage also shows in real-time disbursement of loans and lower interest rates. Since Mi Credit is designed as a platform with multiple lending partners, it ensures higher success rate, with higher loan amount at a lower interest rate than any other existing solutions in the market.

 

Mi Credit app comes preloaded on all MIUI phones, and can also be downloaded from Google Play Store and GetApps, Xiaomi’s own app store.

 


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