Airtel Payments Bank Launches Safe Second Account to Strengthen Secure Digital Payments in India

As India rapidly embraces digital payments through UPI transactions, online shopping, OTT subscriptions, travel bookings, and utility bill payments, concerns around cyber fraud, phishing scams, fake apps, SIM swaps, and unauthorized transactions continue to rise. To address these challenges and enhance secure banking, Airtel Payments Bank has launched the Safe Second Account, a smarter and safer way for customers to make everyday digital payments while keeping their primary savings account protected.

The Safe Second Account is designed to give consumers greater peace of mind in today’s fast-growing cashless economy. Instead of exposing their main savings to online threats, users can leverage this dedicated second account for daily digital transactions, ensuring that their core funds remain safeguarded. Accessible directly through the Airtel Thanks App, the account comes with attractive benefits including instant account opening, zero minimum balance, interest rates up to 6.5% (T&C apply), seamless UPI integration, and an eco-friendly debit card with rewards worth up to INR 15,000. Customers also enjoy a comprehensive suite of recharge and bill payment options, making it a versatile choice for everyday banking.

What sets the Safe Second Account apart is its advanced AI-powered security features tailored for modern risks in digital finance. Built-in safeguards include real-time fraud alarms to instantly block suspicious activity, a sleep mode that allows customers to pause the account when not in use, and AI-driven facial recognition technology to verify high-risk transactions. Users can also set daily spending limits and receive instant transaction alerts, ensuring they maintain full control of their digital money.

Speaking on the launch, Anubrata Biswas, MD & CEO of Airtel Payments Bank, said, “Digital payments have transformed the way India manages money, but with convenience comes the responsibility of ensuring safety. The Safe Second Account is a simple yet powerful innovation that separates everyday spending from long-term savings, reducing risk and helping consumers embrace digital transactions with confidence. Over time, we believe this behavioral shift will help shape the future of safe and secure banking in India.”

The account is accessible to all customer segments with no entry barriers. Opening an account is completely digital and can be done instantly via the Airtel Thanks App, ensuring convenience and inclusivity.

With India’s digital payments ecosystem expanding rapidly and government initiatives like Digital India accelerating adoption, Airtel Payments Bank’s Safe Second Account comes as a timely innovation to balance convenience with security. By combining UPI banking, AI-driven fraud detection, seamless mobile integration, and sustainable banking solutions, Airtel is reinforcing its role as a leader in secure digital financial services.