NCR has launched NCR APTRA Mobile Banking 3.0, a new global mobile banking platform enabling banks to offer their customers banking services via downloadable apps, mobile browser or SMS. The solution provides all the features consumers need to manage their money on the move and enables banks to scale and integrate mobile with other online, kiosk, ATM and teller banking channels, helping to drive adoption of mobile banking and deliver new services across integrated channels.
NCR's new mobile banking platform builds on NCR's existing mobile banking experience and travel mobile services leadership, through its acquisition of Mobiqa, to provide support for more than 10,000 mobile devices, more than 600 wireless providers, and in more than 200 countries. The solution gives financial institutions a simple and fast way to set up a range of mobile banking services, such as account balances checks, transaction history, money transfer between accounts, bills payment, and branches and ATM location. NCR mobile banking also offers multi-channel enrolment, letting consumers sign up at ATMs, online or in-branch kiosks.
"Smart phone growth and financial inclusion are driving mobile banking adoption on a global scale. Our new mobile banking solution gives financial institutions a flexible and secure way to meet the immediate mobile banking needs of their customers. As importantly, it provides a platform that will scale with the explosion of device choice, mobile bandwidth growth and migration from SMS, to apps and next generation of mobile browsers using HTML5. As mobile devices become more central to how people manage their finances, mobile banking will need to evolve to deliver new services that leverage the advantages of the channel and integrate seamlessly with other self-service channels. Scheduling and managing appointments across the mobile and other channels, receiving e-receipts on transactions at the ATM and mobile check deposits are examples of how banks will create competitive advantage by delivering an integrated experience for their customers across banking channels," said Jaivinder Gill, managing director, NCR Corporation India.
